Her life changed in an instant.
And he’s the only one who could have prevented it.
From the New York Times bestselling author of The Pact and The Lie comes a new standalone contemporary romance about those McGregor men.
Jessica Charles shouldn’t have even been in London when the unthinkable happened.
She should have been back at home in Edinburgh, perhaps hanging with her boyfriend, having drinks with her sister or doing yoga with her group of friends. She should have been going on in her normal, dependable life as always.
But on that fateful day in August, when a mentally-ill ex-soldier opened fire in public, Jessica’s world changed forever.
Now single and crippled from the gunshot wounds, Jessica finds herself scared and alone, losing faith in herself and humanity with each agonizing moment that passes.
That is until a stranger enters her life. A stranger who makes her live again.
Keir McGregor has always been the strong, silent type. Throw in tall, dark, and handsome and you’ve got pretty much the perfect Scotsman.
Except Keir is anything but perfect. He’s got a past he’s running away from and a guilty conscience he can’t seem to shed. But the more time he spends with Jessica, the more he falls in love with her.
And the more his secret threatens to tear them apart.
He may have been a stranger to her.
But she’s never been a stranger to him.
Overall Rating- 5
Reviewed by Jen
Karina Halle seriously never disappoints. I have read pretty much all of her books and each one is just as good if not better than the last. Her characters are normal everyday people who you can’t help but feel like they are your friends. You also start to relate to the characters on a personal level, seeing parts of yourself in them. Karina makes her characters, their story and their journey so believable that you can’t help but wonder if the real life Jessica and Keir are in fact out there living their life in Scotland.
The Debt is the amazing story of Keir McGregor and Jessica Charles. From the very first chapter of this book you can’t help but be sucked into the story. When a horrific event happens, (one that we,the world, is sadly experiencing and becoming more familiar with) it rocks Jessica to the core and forces her to accept a new normal; one that she never thought was in the cards for her. While Jessica is dealing with the aftermath of the event and focusing on healing herself, she meets Keir McGregor. Keir is dealing with guilt of a past tragedy which he feels caused the horrific event that stole the life that Jessica once had. Feeling that he owed her some sort of an apology or explanation Keir makes it his mission to find Jessica and make things right. Little did both of them know that meeting one another would change their lives. When past secrets come to light will forgiveness be given? Or will the aftermath of the tragedies that both Jessica and Keir lived through prove to be to big of an obstacle to get over?
Gosh I just love Karina’s work. Her words make you feel as if you are vividly living the story with the characters. The reader can’t help but get lost in their world. The plot of this book can truly hit people close to home and Karina wrote about it in such a real true way. Don’t miss out on this amazing read!
“You’re not going anywhere,” he says. “Sit. I’ll get you another drink.”
“It’s getting late,” I say feebly but I sit down anyway, my leg giving a protest of pain.
“You need something for that?” he says, noticing my wince.
“The scotch will do fine,” I tell him quickly, not wanting him to make a fuss. “But really, I should go.”
“Why?” he asks from the kitchen. I hear the top pop off the bottle, the slosh of liquid in the glass. “Where do you have to be?”
I have to think about that for a moment. He comes over and holds out the glass. “I won’t keep you here if you don’t want to be here. But if you do want to be here, you don’t need to make any excuses.”
I take the glass from him, holding it delicately in my fingers. He stands over me, a massive wall, waiting for some kind of response.
“I just…” I begin. “I…” I take a sip for bravery. Swallow. “I’m not very good at this.”
“Good at what?”
“At…this. Being with a man.”
When he doesn’t say anything to that, I look up at him. He’s got a peculiar smile on his face, his brows raised. “You call this being with a man?”
I clear my throat, feeling my cheeks grow hot. “I mean. I’ve told you before –”
“Yes, how you don’t do relationships, how you don’t do sex.”
“I never said I don’t do sex,” I remind him quickly.
His eyes never stop searching my face. “Then what is it? What are you afraid to say?”
I have the sudden urge to flee and I know it must show because he suddenly points at me and says, “Don’t you dare say you have to go again. I want you to go back to what you said, that you’re not good at this. What is this? Us? You and me? There’s nothing mystifying about you and me, Jessica. You know quite well how I feel.”
I stare at him in shock. I do? “How?”
He looks off with an air of impatience. “I invited you to dinner, you turned me down.”
“But then you said just as friends.”
“And I meant it. But there are different types of friends. It’s up to you to decide what kind we are.”
I put my drink down with a clunk. “Holy pressure.” And now it’s not just my face going hot but my entire body, flushed from head to toe.
“You’re on fire, little red,” he says, his gaze skirting over my limbs in such a hungry way I can almost feel them on my skin. “I have to say, I like this look on you. Hot and bothered.”
“Back with the innuendos again,” I comment but my voice is weak.
“No, no innuendos this time. You came looking for me tonight not because you wanted to confess but because you want something from me. What is it? What do you want from me? What do you think I can give you?”
Jesus. This is so utterly unnerving. His words slice right through me, his eyes still peeling under the layers, trying to get at something I’m not even sure of myself.
If I lie, he’ll know. I can only be honest with him.
“I want…” I take in a deep breath, my eyes breaking away. “I want…company.”
“Company?” He sounds surprised.
I nod. “That’s the truth. I’m lonely. And I’m afraid. And I’m tired of being both those things. I want to be with someone who makes me forget who I am. You make me feel fearless in a way I didn’t think possible.”
There. That’s the truth. Most of it. It hangs in the air, thickening the tension like flour to stock.
He sits down next to me, has a mouthful of Scotch. “Wow,” he says, running his hand over the beard on his jaw. “And here I was thinking you wanted my cock.”
I burst out laughing. So does he, a big wonderful bellow. The tension in the room eases up a notch.
“Sorry,” I tell him when I catch my breath. “I guess they can both mean the same thing.”
He sucks in his lip briefly, his eyes taking a lustful turn. “If you want it to.” We stare at each other for a few heavy beats. Then his focus trails back to my gaze and he says, “Why don’t you stay over?”
And there I have it. The chance to know what those full lips would feel like on mine, what his skin would taste like. I swallow hard.
About The Author
Karina Halle is a former travel writer and music journalist and The New York Times, Wall Street Journal and USA Today Bestselling author of The Pact, Racing the Sun, Sins & Needles and over 25 other wild and romantic reads. She lives on an island off the coast of British Columbia with her husband and her rescue pup, where she drinks a lot of wine, hikes a lot of trails and devours a lot of books.
Halle is represented by the Waxman Leavell Agency and is both self-published and published by Simon & Schuster and Hachette in North America and in the UK.
Hit her up on Instagram at @authorHalle, on Twitter at @MetalBlonde and on Facebook. You can also visit http://www.authorkarinahalle.com and sign up for the newsletter for news, excerpts, previews, private book signing sales and more.